This Privacy Policy explains how FFL Lights Out, an independent insurance agency operating in partnership with Spektra Insurance Solutions ("we," "us," or "our"), collects, uses, and protects the information you provide through this website at lightsoutffl.com (the "Site"). By using the Site or submitting the recruiting form, you agree to the practices described here.
Information we collect
When you submit the recruiting form, we collect the information you choose to provide, which may include:
- Your first and last name
- Your email address
- Your phone number
- Your city and state
- Your insurance license status
- Any message or background you include
- A record of your consent, including the consent language shown and the date and time you submitted it
We also automatically log basic technical information with each submission, such as your IP address and browser type, for security and fraud-prevention purposes.
How we use your information
We use the information you provide to:
- Contact you by phone, text message, or email about recruiting and career opportunities with FFL Lights Out and Spektra Insurance Solutions
- Respond to your inquiry and follow up on your interest
- Verify and maintain a record of your communication consent
- Operate, secure, and improve the Site
- Comply with applicable laws and regulations
Text messaging (SMS)
By providing your phone number and checking the consent box, you agree to receive recruiting-related calls and text messages from FFL Lights Out and Spektra Insurance Solutions at the number you provided, including through automated technology. Consent to receive text messages is not a condition of any purchase or of employment.
Message frequency varies. Message and data rates may apply. You can opt out of text messages at any time by replying STOP, and you can reply HELP for assistance. Opting out of texts will not remove you from phone or email contact unless you also request that.
We do not sell or share your information. No mobile information, phone number, or SMS opt-in data will be sold, rented, or shared with third parties or affiliates for their own marketing or promotional purposes. Information may be shared with service providers only as needed to deliver the messages and services described in this policy.
Email communications
If you provide your email address, we may use it to follow up about your inquiry and recruiting opportunities. You can opt out of marketing emails at any time using the unsubscribe link in those messages or by contacting us at the address below.
How we share information
We share your information only in the following limited ways:
- With Spektra Insurance Solutions and authorized members of the FFL Lights Out team who follow up on recruiting inquiries
- With trusted service providers that help us operate the Site and deliver communications (for example, our email and messaging providers), bound by confidentiality obligations
- When required by law, legal process, or to protect our rights, safety, or property
We do not sell your personal information.
Data retention
We retain the information you submit for as long as needed to follow up on your inquiry, maintain records of consent, and comply with our legal obligations. You may request deletion of your information as described below.
Data security
We use reasonable administrative and technical safeguards to protect the information you provide. No method of transmission or storage is completely secure, however, and we cannot guarantee absolute security.
Your choices and rights
You may request to access, correct, or delete the information we hold about you, or ask us to stop contacting you, by emailing us at the address below. Depending on where you live, you may have additional rights under applicable privacy laws, including the California Consumer Privacy Act (CCPA).
Children's privacy
The Site is intended for individuals who are at least 18 years old. We do not knowingly collect information from anyone under 18. If you believe a minor has provided us information, please contact us so we can remove it.
Changes to this policy
We may update this Privacy Policy from time to time. The "Last updated" date above reflects the most recent revision, and changes take effect when posted to this page.
Contact us
Questions about this Privacy Policy or your information can be sent to:
FFL Lights Out · c/o Spektra Insurance Solutions
3131 Camino Del Rio N, Ste 1680, San Diego, CA 92108
recruiting@spektrafin.com